Business Loans

United Legacy Bank has a variety of loans to help finance your business needs.  We have created an option to fit most everyone’s needs and budget.  Your business may require financing on a temporary or permanent basis.  Your business faces enough challenges, so let United Legacy Bank team of professionals help with your loan decision.

Working Capital Lines of Credit
Lines of credit to fund both seasonal and year-round working capital needs. Secured and unsecured lines with the rate adjusting monthly in line with the prime rate.

Term Loans
Installment term loans are available for purposes such as purchasing equipment, machinery, financing for expansion or leasehold improvements. Term loans are available up to five years and are generally secured by the assets that are being financed.

Collateral Loans
We have loans which allow you to borrow against your existing funds in the bank or equity portfolio at an even lower rate.

Letters of Credit
We offer letters of credit to assist in acquiring products and services for business development.

Commercial Real Estate Loans
Real estate term loans are available for purposes such as real estate purchases, construction, development, and business expansion.

Commercial Construction Loans
Financing is available for single family construction projects to large scale developments.